Segregated Funds
What Are Segregated Funds?
Segregated funds are investment products offered by insurance companies, combining the growth potential of mutual funds with the security of insurance protection. They are professionally managed pools of assets, invested in a diversified portfolio of stocks, bonds, or other securities, and come with unique features like principal guarantees and death benefit guarantees.
Benefits of Segregated Funds
Principal Protection: Many segregated funds offer a guarantee on a portion of your investment (e.g., 75% or 100%) at maturity or upon death, providing a safety net against market downturns.
Death Benefit Guarantee: Beneficiaries may receive a guaranteed payout, often the higher of the market value or a predetermined percentage of the initial investment, regardless of market performance.
Creditor Protection: In certain cases, segregated funds may offer protection from creditors, making them appealing for business owners or professionals.
Estate Planning Advantage: Funds can bypass probate, allowing faster and more private distribution to beneficiaries.
Professional Management: Experienced fund managers actively manage the portfolio to optimize returns.
Why Choose Segregated Funds with New World Agency?
At New World Agency, we partner with top-tier insurance providers to offer segregated funds tailored to your financial goals. Whether you seek growth, income, or capital preservation, our advisors will guide you to the right segregated fund strategy. Contact us today to explore how segregated funds can enhance your investment portfolio with security and flexibility.