Home Insurance
Protect What You’ve Built.
Secure What Matters.
Your home is more than just a place—it’s one of the most important investments you’ll ever make. Whether you own a house or a condo, having the right home insurance means you’re covered when the unexpected happens.
At New World Agency, we’ll work with you to understand your property, assess your risks, and recommend coverage that makes sense for your lifestyle, your location, and your budget.
Let’s protect your home the right way.
What does Home
Insurance cover?
Home insurance protects you from accidental losses and damages tied to your property. This can include:
Fire or smoke damage
Water damage
Vandalism or theft
Personal Liability if someone is injured on your property
Living expenses if you’re temporarily displaced
Own a condo? Coverage can extend to your unit’s contents, upgrades, and liability within the condo corporation’s guidelines.
Renting? You’ll want tenant insurance (also called renters insurance), which offers similar protection for your belongings and personal liability.
What Affects your
Home Insurance rate?
Several factors help determine the cost of your home insurance plan, including:
Type of policy and coverage amount
Deductible
Remodeling/Upgrades
Location of the Home
Age of Home
Condition of the Roof
Source of Heat in the Home
Distance to the Fire Station and/or Fire Hydrant
Claims History
Proximity to a Body of Water
We’ll walk through each of these with you to make sure you get the best protection at the best value.
Buying Home Insurance
Shouldn’t Be Complicated
Whether you’re buying your first home, moving into a new build, or simply looking to improve your coverage, we’ll make the process easy. You’ll get expert advice, personalized recommendations, and support every step of the way.
Ready to protect your property?