Investments
Investment Plans to Suit Your Lifestyle
Welcome to your journey toward financial success with New World Agency. Your financial goals are unique—whether you’re planning for retirement, funding a child’s education, or building lasting wealth. Our mission is to empower you with personalized investment plans that align with your aspirations and evolve with your needs. Our experienced advisors take the time to understand your short- and long-term objectives, crafting strategies that balance growth, security, and flexibility.
From young professionals starting out, to parents and high-income earners planning ahead, we offer tailored solutions for every stage of life. Partnering with top asset managers, we ensure your portfolio is built on expertise and innovation. Explore the options below to discover how New World Agency can help you achieve financial confidence and peace of mind.
TFSA - Tax Free Savings Account
RRSP - Retirement Savings Plan
RESP - Education Savings Plan
RDSP - Disability Savings Plan
Non-Registered/ Open Account
RCA - Retirement Compensation Arrangement
| Account | TFSA | RRSP | RESP | RDSP | Non-Reg | RCA |
|---|---|---|---|---|---|---|
| Contribution Limit | $7,000/year + unused room (up to $102,000, 2025) | Lesser of 18% of income or $32,490 (2025) | $50,000 lifetime | $200,000 lifetime; no annual limit | Unlimited | No fixed limit; per agreement |
| Eligibility | 19+ (varies by province) | Up to 71 (with earned income) | Beneficiary with SIN | Under 60, with DTC | None | None; for high earners |
| Tax Benefits | Tax-free growth and withdrawals | Tax-deductible contributions; taxable withdrawals | Tax-deferred growth; EAPs taxable to beneficiary | Tax-sheltered growth; grants/bonds taxable | Capital gains taxed at 50% | Employer contributions deductible |
| Government Grants | None | None | CESG (up to $7,200) | Grants ($70,000), Bonds ($20,000) | None | 50% contributions to CRA RTA |
| Withdrawals | Tax-free; re-contribute next year | Taxed as income | EAPs taxable; contributions non-taxable | Grants/bonds/growth taxable | Capital gains/interest taxable | Fully taxable as income |
Select your investment type
With your investment account chosen, it’s time to decide how to grow your money. At New World Agency, we offer two powerful options—Segregated Funds and Mutual Funds—each with unique benefits to match your goals and risk tolerance. Our advisors will help you select the best fit for your portfolio. Click to learn more:
Explore these options to build a strategy that works for you, backed by our expert guidance and top Fund Managers.
Segregated Funds
Mutual Funds
What are the similarities, and what are the differences? Let’s break it down.
Why invest with New World Agency?
Our team partners with leading asset managers to deliver investment solutions customized to your unique goals and lifestyle. With our expertise and innovative tools, we’re here to help you build a confident financial future. Want to learn more about the professionals managing your investments? Visit our Fund Managers page to explore our trusted partners.